Loan Application Portal

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Apply for a loan by filling our loan application form below.
**Note:
  • If you earn R2,000 - R5,500, you can apply from R10,000 upto R60,000 only
  • If you earn R6,000 - R12,000, you can apply from R10,000 upto R200,000 only
  • If you earn R13,000 - R20,000, you can apply from R10,000 upto R500,000 only
  • If you earn R25,000 - R50,000 above, you can apply from R10,000 upto R1,000,000 and above

Personal Info:

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Please enter a valid email.
Please provide a valid Amount above R15,000.
Please provide a valid I.D Number.
Please provide a valid Cell-Phone Number.
Please provide a valid Whatsapp Number.

Please provide Nationality.
Please provide a valid Address.
Please provide a valid Province.
Please provide purpose of loan.
Please provide purpose of loan.
Please provide Salary PayDate.

Banking Details:

Please provide Bank Name.
Please provide account name.
Please provide Account Number.
Please provide Branch Code
You must agree before submitting.

How to pay instalments in LUMANDLA FINANCE (PTY) LTD

  • If you apply Loan for R10 000 (1yr),you payback R865.27 for 12months.
  • If you apply Loan for R15 000 (1yr & 3months), you payback R1047.30 for 15months.
  • If you apply Loan for R20 000 (1yr & 5months), you payback R1,239.19 for 17months
  • If you apply Loan for R25 000 (1yr & 8months)you payback R1,327.97 for 20months.
  • If you apply Loan for R30 000 (1yr & 10months)you payback R1,456.98 for 22months.
  • If you apply Loan for R35 000 (2yrs), you payback R1,567.04 for 24months.
  • If you apply Loan for R40 000 (2yrs & 2months), you payback R1,662.55 for 26months.
  • If you apply Loan for R45 000 (2yrs & 4months), you payback R1,746.64 for 28months.
  • If you apply Loan for R50 000 (2yrs & 5months), you payback R1,879.09 for 29months.
  • If you apply Loan for R55 000 (2yrs & 7months), you payback R1,944.60 for 31months.
  • If you apply for R60 000 (2yrs & 8months)you pay R2,060.89 for 32months..
  • If you apply Loan for R65 000 (2yrs & 10months), you payback R2,113.16 for 34months.
  • If you apply Loan for R70 000 (3yrs), you payback R2,161.40 for 36months..
  • If you apply Loan for R75 000 (3yrs & 2months), you payback R2,206.24 for 38months.
  • If you apply Loan for R80 000 (3yrs & 3months), you payback R2,299.41 for 39months.
  • If you apply Loan for R85 000 (3yrs & 5months), you payback R2,336.97 for 41months.
  • If you apply Loan for R90 000 (3yrs & 7months), you payback R2,372.55 for 43months.
  • If you apply Loan for R100,000 (4yrs), you payback R2,394.62 for 48months.
  • If you apply Loan for R120,000 (4yrs & 8months), you payback R2,518.07 for 56months..
  • If you apply Loan for R130 000 (5yrs), you payback R2,574.16 for 60months..
  • If you apply Loan for R150 000 (5yrs & 8months), you payback R2,678.57 for 68months
  • If you apply Loan for R170,000 (6yrs), you payback R2,898.33 for 72months.
  • If you apply Loan for R200,000 (7yrs & 6months), you payback R2,862.69 for 90months.
  • If you apply Loan for R250,000 (9yrs), you payback R3,126.57 for 108months…
  • If you apply Loan for R300,000 (11yrs), you payback R3,265.23 for 132months
  • If you apply Loan for R500,000 (14yrs), you payback R4,677.00 for 168months.
  • If you apply Loan for R700,000 (17yrs), you payback R5,877.62 for 204months.
  • If you apply Loan for R1,000,000 (20yrs), you payback R7,752.99 for 240months.
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