Eligibility Criteria
- Are 20 years and older
- Have a valid National ID or driver’s license
- You must be permanently employed
- Have a bank account
Planning that dream wedding or extending your home or furthering your education. Whatever the purpose of the loan, we have short or long term repayment options to help you realize those dreams and goals!. Get a loan from R10,000 to R300,000 and enjoy flexible repayment terms at personalised interest rates. Apply Online Embark on your financial journey with LUMANDLA FINANCE (PTY) LTD . Our personalized personal loan options are designed to empower you to achieve your dreams, whether it's pursuing higher education, renovating your home, or fulfilling any other personal aspiration. With flexible terms and competitive rates, we make accessing funds convenient and hassle-free. Take the first step towards realizing your aspirations today and trust LUMANDLA FINANCE (PTY) LTD to be your partner in progress.
Get instant approval when you apply online or via our banking app and choose the loan repayment terms that best suit your needs. No hidden fees – just clear pricing and payment plans.It will only take you a few minutes to apply online. If your loan is approved, we'll pay the money directly into your account or ask you to send any documents that we might need. By simply paying your monthly instalments on time, you stand a chance to win money to pay off the balance of your loans. Terms & Conditions apply.
Choose from 10-, 15-, 20-, and 30-year fixed terms with down payment rates as low as 5% for first-time. Save money through less fees, service charges and debit order charges Pay one monthly instalment. Save money through less fees, service charges and debit order charges.
Our online application is quick and easy. Plus, we have personalised Loan Officers standing by—ready to guide you every step of the way.
